Sometimes it pays to shop around for a car or debt consolidation loan. I recently heard about Zopa and have since heard lots of good things about them. Worth checking out and also reading what The Guardian has to say about them. If you use them or have used them let us know.
http://www.zopa.com/global/default.htm
http://www.guardian.co.uk/technology/2008/nov/13/zopa-credit-crunch